FinTech Mergers and Acquisitions in India: Rethinking Competition and Regulatory Oversight in the Age of AI
Amazon executed a $200M acquisition of BNPL lender Axio in early 2025 to expand into Indian digital lending.
Federal Trade Commission
Regulator · US · 4 documents
Key number
2,000 ₹ crore
Deal Value Threshold Minimum. Zenodo (CERN European Organization for Nuclear Research) p.5
Key number
350 million or more
Estimated global neobank users by 2026. International Journal of Research Publication and Reviews p.1
Key number
€500
Small loan upper threshold subject to documented assessment under CCD2. Baltic Journal of Economic Studies p.4
Artificial Intelligence and Cyber Fraud Prevention in Digital Banking: A Comparative Legal Analysis of India, the United Kingdom and the United States
Machine-learning algorithms and behavioural analytics enable financial institutions to detect digital banking fraud at scale beyond conventional rule-based systems.
Digital Financial Platforms: Consumer Trust, Information Security, and Regulatory Compliance
The number of neobank users worldwide has grown from approximately 146 million in 2021 to an estimated 350 million or more by 2026.
Institutional and Legal Framework of Digital Fintech Credit Markets: Regulatory Solutions for Ukraine
Directive (EU) 2023/2225 of 18 October 2023 expands European Union consumer credit regulations to cover loans under €200 which were previously excluded.