Chamber of Accounts of the Republic of Uzbekistan

Regulator · UZ · 2 documents

Key number

604 trillion soums

Total commercial bank loan portfolio. American Journal of Economics and Business Management p.1

Key number

19.516 UZS trillion

Cumulative small business financial support. FINANCE MONEY AND CREDIT p.6

Enhancing the Practice of Lending to the Real Sector by Commercial Banks: Evidence and Improvement Pathways from Uzbekistan

Research paperAmerican Journal of Economics and Business ManagementNovember 202610 pages

The total bank loan portfolio in Uzbekistan exceeded 604 trillion soums at the end of 2025, but the credit-to-GDP ratio declined from 37.4% in 2022 to 32.7% in 2025.

Credit Guarantees and Interest Rate Compensation for Small Businesses: Assessing Public Expenditure and Effectiveness

Research paperFINANCE MONEY AND CREDITNovember 202614 pages

Each UZS 1 of credit guarantees generated UZS 2.57 in lending (tied to UZS 27.354 trillion in loans), while UZS 1 of compensation commitments was associated with UZS 7.46 in lending (tied to UZS 49.953 trillion in loans).