Knowledge gaps, behaviour parity: gender differences in financial literacy in Europe
The report analyzes gender gaps in financial knowledge and behaviour across 20 EU Member States using 2022 OECD/INFE survey data.
Banca d'Italia
Central bank · IT · 9 documents
Key number
18 out of 20
EU Member States with statistically significant FK gender gap. European Central Bank p.6
Key number
100
Italian Ministerial Decree establishing the Fintech regulatory sandbox. Use Siena air (University of Siena) p.2
Key number
€30 billion
Asset threshold for investment firms classified as credit institutions. Euro-Balkan Law and Economics Review p.7
Key number
€7,887,397,000
Total analyzed portfolio exposure (2021). Zenodo (CERN European Organization for Nuclear Research) p.30
Una versione logit di Merton-Vasicek: A logit version of the models of Merton and Vasicek
The paper proposes replacing structural asset correlation in the Merton-Vasicek framework with the linear correlation between credit survival logits, enabling the modeling of unlisted corporate credit risk from standard bank rating systems.
New Algorithmic Credit Scoring Models: What Protections for the Consumer?
Directive 2023/2225/UE regulates consumer creditworthiness evaluation under Article 18 and will apply from 20 November 2026.
A Dynamic Reading of the University Technology Transfer Maturity Model: The MIASLA Matrix
The study conducts a systematic literature review analyzing 95 papers published between 2002 and 2025.
Europe and Monetary Sovereignty
Between 1950 and the present, aggregate per capita national wealth in France, Germany, Italy, and Spain multiplied by 18 times, rising from 37% to 83% of US per capita national wealth.
Agrifood, Credit, and Fintech: A Transformative Approach
Access to agricultural credit must serve as a driver for the ecological transition to Agriculture 4.0, which requires substantial upfront capital.
The Disintermediation of Banks: Regulatory Paths and Evolution
Investment firms with total consolidated assets of €30 billion or more are categorized as credit institutions under Article 4 of Regulation (EU) No 575/2013.
Central Bank Exploration of Tokenized Reserves
The note categorizes single-ledger arrangements into 4 operating models: integration, distribution, separation, and permissionless.
G20 Report 2025: Scorecard Report on Direct Access and Price Transparency
Eight G20 members achieved the highest rating of 5/5 for direct access of non-bank payment service providers in 2025.