Next Steps for Commercial Variable Recurring Payments
The document outlines next steps for commercial variable recurring payments across a total of 31 pages.
Payments Reports & Market Data (2026)
248 documents
G20 Roadmap for Enhancing Cross Border Payments: Scorecard Report on Direct Access and Price Transparency
The G20 Roadmap for Enhancing Cross-Border Payments (2020 - 2027) focuses on 5 main priority focus areas divided into 19 building blocks.
2023 FDIC National Survey of Unbanked and Underbanked Households - Executive Summary
In 2023, 4.2 percent of U.S. households—representing about 5.6 million households—were unbanked.
2023 National Survey of Unbanked and Underbanked Households
In 2023, 4.2 percent of U.S. households, representing about 5.6 million households, were unbanked.
Central Bank Digital Currency Adoption: Inclusive Strategies for Intermediaries and Users
In Nigeria, 98.5 percent of eNaira wallets remained unused one year after launch.
Pulse of Fintech H1 2024
Total global fintech investment across VC, PE, and M&A fell from $62.3 billion across 2,287 deals in H2’23 to $51.8 billion across 2,254 deals in H1’24.
Cyber Resilience of the Central Bank Digital Currency Ecosystem
Over 100 central banks around the globe are exploring central bank digital currencies to modernize payment systems.
Cross-Border Payments with Retail Central Bank Digital Currencies: Design and Policy Considerations
The framework analyzes cross-border retail CBDC payments across 5 core elements: access, communication, currency conversion, compliance, and settlement.
Payments Report 2024
In 2023, 63 per cent of survey respondents paid by debit card for their last in-store purchase, while 9 per cent paid using a card in their mobile phone.
Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa: A Regional Survey
Thirty of the 33 central banks in sub-Saharan Africa responded to the regional survey on digital currencies and payments.
Capital Flow Management Measures in the Digital Age (2): Design Choices for Central Bank Digital Currency
Central banks are exploring retail and wholesale CBDCs to complement traditional cross-border payment rails and lower transfer costs.
Implications of Central Bank Digital Currencies for Monetary Policy Transmission
According to a 2022 BIS survey, 93 percent of central banks are actively exploring CBDCs and 58 percent report being likely to or possibly issuing a retail CBDC in the short or medium term.
How Should Central Banks Explore Central Bank Digital Currency? A Dynamic Decision-Making Framework
Central banks must develop a long-term vision for monetary and payment systems spanning a time horizon of at least 5 to 10 years as economic digitalization accelerates.
Central Bank Digital Currency's Role in Promoting Financial Inclusion
Financial inclusion is a top priority, with about 60 percent of emerging and low-income countries considering it one of their top three motivations for issuing a retail CBDC.
The Rise of Payment and Contracting Platforms
The IMF mandate is governed by the central banks and finance ministries of 190 member countries.
Taxing Stablecoins
Tether and USD Coin attempt to maintain a stable value by being purportedly backed one-for-one in value to underlying assets.
The Rise and Impact of Fintech in Latin America
In 2021, there were more than 300 million users of digital payments and more than 30 million users of digital banks across Latin America.
Pulse of Fintech H2 2023
Total global fintech investment dropped to $113.7 billion across 4,547 deals in 2023.
Payments Report 2022
In the 2022 survey, 34 per cent of respondents stated they paid with cash in the past month, down from 50 per cent in spring 2020.
Towards Central Bank Digital Currencies in Asia and the Pacific: Results of a Regional Survey
By August 2021, total crypto asset volume had grown by 230 percent year over year in Asian emerging market economies.
Digital Currencies and Energy Consumption
The global payment system is estimated to consume 47.3 TWh of energy annually, accounting for roughly 0.2 percent of total global electricity consumption.
Behind the Scenes of Central Bank Digital Currency: Emerging Trends, Insights, and Policy Lessons
In late 2021, the Central Bank of The Bahamas recorded around 20,000 active Sand Dollar wallets within a population of about 400,000.
Blockchain Consensus Mechanisms: A Primer for Supervisors
Bitcoin block rewards fell from 12.5 Bitcoins to 6.25 Bitcoins in May 2020.
BigTech in Financial Services: Regulatory Approaches and Architecture
BigTech firms invested over $2 billion in fintech companies in 2020, with Alphabet generating 23 fintech investments alone.
From Open Banking to Open Data Economies
Financial executive sentiment towards open banking increased from 55% in 2019 to 71% in 2021, with 83% agreeing it is a revolution for the industry.
Open Banking Buyer's Guide
European ecommerce sales are projected by JP Morgan to reach €940 billion by 2023.
Global Findex Country Brief: India
Account ownership in India grew from 35 percent of adults in 2011 to 78 percent in 2021.
Global Findex Gender Brief: Women and Financial Inclusion
Worldwide, 78 percent of men have an account, compared to 74 percent of women.
Financial Inclusion in Sub-Saharan Africa: Regional Note
Only 41 percent of adults in Sub-Saharan Africa are financially resilient, defined as being able to access 5 percent of GNI per capita within 30 days.
Euroscape 2021: On the Path to Global Dominance?
Microsoft represents c. 55% of total market value among software and cloud companies above $100bn in market cap.