Application rate

The share of employer firms that applied for loans, lines of credit, or merchant cash advances in the prior 12 months.

Source: Main Street Metrics 2025: Trends over Time from the Small Business Credit Survey (Federal Reserve Banks (Small Business Credit Survey)) · p.14

Reports that mention Application rate

2026 Firms in Focus: Chartbook on Firms by Age of BusinessFederal Reserve Banks (Small Business Credit Survey)

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