The Effect of Investment Management on Organization Financial Growth: A Case Study of Pension Schemes in Lusaka, Zambia (Journal of economics, business and commerce.)

Summary

• A descriptive quantitative study used 30 respondents from pension schemes in Lusaka, Zambia.p.1
• 56.7 percent of respondents said asset value grew by more than 20 percent over the past 3 years.p.6
• 50.0 percent said that between 51 percent and 75 percent of assets are invested in diversified portfolios.p.7
• 56.7 percent rated investment decisions as effective and 36.7 percent as very effective in generating new revenue streams.p.9
• 70.0 percent said net profitability increased by 5% - 15%, and 26.7 percent said it increased by more than 15%.p.10
• 63.3 percent said ROI improved by 3% - 7% due to recent investment management strategies.p.10
• The regression of strategy impact on total asset value and scheme type is not statistically significant (p = 0.1497).p.8

Key insights

1. 66.7 percent of respondents rated the impact of current investment strategies on asset value growth as high and 23.3 percent as very high.p.7
2. The two predictors account for only 13.1% of the variation in perceived strategy impact on asset value growth.p.8
3. A chi-square test showed a significant association between asset value and investment decision effectiveness (p = .0051).p.9
4. None of the respondents reported a decrease in net profitability.p.10
5. The study concludes that efficient investment management contributes significantly to financial growth of Lusaka's pension schemes.p.11
6. The sample of 30 respondents is small, with 40 questionnaires distributed and 30 completed.p.5