SBA 7(a)

Product · UN · 1 documents

Key number

7.17%

Observed charge-off rate. Iconic Research and Engineering Journals p.1

Key number

0.846

Out-of-time model AUC. Iconic Research and Engineering Journals p.1

Data-Driven Credit Risk and SME Portfolio Optimization: Evidence from U.S. SBA 7(a) Lending Data

Research paperIconic Research and Engineering JournalsNovember 202612 pages

An empirical analysis of 463,775 resolved SBA 7(a) loans approved between fiscal years 2010 and 2021 shows an overall observed charge-off rate of 7.17%.