Data-Driven Modeling of Internet Banking Adoption: Perceived Barriers and Consumer Innovativeness
A quantitative study surveyed 200 digital channel users using structural equation modeling (PLS-SEM) to analyze barriers to internet banking adoption.
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Product · BR · 7 documents
Security and Privacy in Digital Payments: Blockchain, PIX, and Central Bank Digital Currencies (CBDCs)
The systematic review synthesises 50 highly relevant studies selected from a total pool of 615 candidate records published between 2014 and 2025.
Financial Technologies (Fintechs) and Financial Behavior: Use, Investment Profile and Financial Decisions
The research surveyed 105 professionals out of a target population of 233 at the Faculdade e Colégio Sagrada Família de Ponta Grossa.
The Impact of Central Bank Digital Currency on Payments Competition
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
G20 Roadmap for Enhancing Cross Border Payments: Scorecard Report on Direct Access and Price Transparency
The G20 Roadmap for Enhancing Cross-Border Payments (2020 - 2027) focuses on 5 main priority focus areas divided into 19 building blocks.
Central Bank Digital Currency's Role in Promoting Financial Inclusion
Financial inclusion is a top priority, with about 60 percent of emerging and low-income countries considering it one of their top three motivations for issuing a retail CBDC.
The Rise and Impact of Fintech in Latin America
In 2021, there were more than 300 million users of digital payments and more than 30 million users of digital banks across Latin America.