Perfios

Company · IN · 2 documents

Key number

$32 billion+

Total capital raised by Indian fintech startups since 2014. Inc42 p.5

Key number

3.04 billion $

Indian bank co-lending portfolio in FY23. Eximius Ventures p.8

State of Indian Fintech Report H1 2025: AI Rewiring India's Lending Playbook

ReportInc42January 202547 pages

Indian fintech startups have raised $32 Bn+ since 2014, with 830+ funded fintech startups, 26 unicorns and $1.6 Bn+ raised in H1 2025.

Navigating Credit: A Thesis on Indian Lending Infrastructure

Research paper

Eximius VenturesJanuary 202428 pages

The Indian digital lending market's growth has been led by unsecured lending, which grew by 28.1% in 2023, while secured digital lending grew by 11.5%.