State Policy on Banking Regulation Amid the Development of FinTech Technologies and Growing Digital Risks to National Security
Total Ukrainian banking sector net assets grew by 70.1% from UAH 2,352 billion in 2022 to UAH 4,001 billion in 2025.
Central bank · UK · 12 documents
Total Ukrainian banking sector net assets grew by 70.1% from UAH 2,352 billion in 2022 to UAH 4,001 billion in 2025.
MHP reported 2025 revenue of $3766.0 million (+24%) and adjusted EBITDA of $569.0 million (+1%), with operating cash flow covering 0.50 of net investment outflows.
The Ukraine Facility provides external financial support amounting to EUR 50 billion tied to obligations in the Ukraine Plan.
Between 2022 and 2024, the UN World Food Programme's Building Blocks blockchain system was utilized in Ukraine by 65 organizations to coordinate aid distribution, preventing duplication and saving 67 млн дол. США.
Digital tasks are present in 2 of the 5 strategic goals of Ukraine's national financial sector development strategy.
The paper presents a structural-functional model featuring 3 levels of information and communication support for corporate governance in banks.
The automated processing level of regulatory reporting (SupTech) in Ukraine is projected to reach 72.8% in 2025, up from 31.0% in 2023.
Cashless payment card transactions accounted for 65.4% of the total value of payment card transactions in Ukraine as of 1 January 2026.
Global bank investments in corporate lending reached $37.3 trillion as of early 2026, marking an increase of almost 70% over a 10-year period.
Directive (EU) 2023/2225 of 18 October 2023 expands European Union consumer credit regulations to cover loans under €200 which were previously excluded.
Ukrainian banks' net profit grew from 41,3 млрд грн in 2020 to ~150–160 млрд грн in 2024, driven by income from deposit certificates and domestic state loan bonds.
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.