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Kinexys

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Key number
13.4%
Fintech share of U.S. venture dollars in Q1 2026. J.P. Morgan p.10

2026 Fintech Sector Spotlight

ReportJ.P. MorganJanuary 202621 pages

More bank charters were filed in 2025 than the prior three years combined, as higher rates accelerate the fintech push for bank charters.