2026 Chartbook on Nonemployer Firms
Federal Reserve Banks (Small Business Credit Survey)The 2025 Small Business Credit Survey yielded 11,552 responses: 6,525 from employer firms and 5,027 from nonemployer firms.
Federal Reserve Banks
Central bank · UN · 5 documents
Key number
68%
Younger firms applying for financing. Federal Reserve Banks (Small Business Credit Survey) p.30
Key number
81%
Firms with financial challenges (2024). Federal Reserve Banks (Small Business Credit Survey) p.10
Key number
64%
Nonemployer firms relying on owners' personal funds to address financial challenges (versus 54% of employer firms). Federal Reserve Banks (Small Business Credit Survey) p.6
2026 Firms in Focus: Chartbook on Firms by Age of Business
Younger employer firms reported higher rates of revenue growth, with 56% of firms aged 0-2 years seeing increased revenues in the prior 12 months compared to 22% of firms aged 21+ years.
2026 Firms in Focus: Chartbook on Firms by Industry
The chartbook presents findings from the 2025 Small Business Credit Survey, an annual survey of firms with fewer than 500 employees.
Main Street Metrics 2025: Trends over Time from the Small Business Credit Survey
In the 2024 survey, 38% of employer firms reported an increase in revenues over the prior 12 months, remaining unchanged from 38% in 2023.
Report on Employer Firms: Findings from the 2024 Small Business Credit Survey
In the prior 12 months, 38% of small employer firms reported an increase in revenues, while 41% reported a decrease.