Court of Justice of the European Union

Regulator · 3 documents

Artificial Intelligence in Fintech and the Black Box Dilemma: Regulatory Perspectives in Azerbaijani Law

Research paperBaku State University Law ReviewNovember 202632 pages

Artificial intelligence adoption in fintech enhances operational speed in credit scoring, insurance risk assessment, and fraud detection, but creates algorithmic opacity known as the black box dilemma.

New Algorithmic Credit Scoring Models: What Protections for the Consumer?

Research paperActualidad jurídica iberoamericanaAugust 202656 pages

Directive 2023/2225/UE regulates consumer creditworthiness evaluation under Article 18 and will apply from 20 November 2026.

Taxing Stablecoins

Research paperIMF FintechMay 202324 pages

Tether and USD Coin attempt to maintain a stable value by being purportedly backed one-for-one in value to underlying assets.