Electronic Money: Expected Changes in the Economy, Banking System, and Daily Life in Uzbekistan by 2030
At the beginning of 2026, the registry of electronic money systems of the Central Bank of Uzbekistan contained 12 registered systems.
Central Bank of Uzbekistan
Central bank · UZ · 4 documents
Key number
72 percent
Share of digital payment usage in 2025. New Uzbekistan Journal of Academic Research p.3
Key number
646 trln soʻm
Mobile app transaction volume in 2025. Zenodo (CERN European Organization for Nuclear Research) p.1
Key number
646 trillion UZS
Mobile banking transaction volume in 2025. Zenodo (CERN European Organization for Nuclear Research) p.9
Republic of Uzbekistan Financial Sector Assessment
Cumulative government capital injections into state-owned commercial banks reached US$5.8 billion between 2017 and 2023.
Development of Digital Banks (Neobanks) in Uzbekistan: Problems and Prospects
The number of bank cards in Uzbekistan reached 68 mln units in 2025.
Assessment of the Penetration Level of FinTech, RegTech and SupTech Technologies in Uzbekistan's Financial System
FinTech penetration in Uzbekistan reached Level 3 (developed), whereas RegTech and SupTech remain at Level 2 (emerging).